At Prepaid Cars we are trying to turn the automotive industry on its head! We believe that the protection required while driving a car starts with the driver not the vehicle.

Thats why we have created a Driver Protection Program that will protect those drivers deemed by society and history as a higher perceived insurance risk.

Because we protect a "difficult to insure category", we manage our risks differently. That translates to fair pricing for vehicle cover, but with a string attached....

We install an in-vehicle telematic device, which measures driving behaviour. We use this device to help our customers drive better and to educate them about risky driving habits, like speeding or driving in the early hours of the morning. W

We care about saving lives on the road!! And those drivers that ignore us, pay more or exit the program, so we can guarantee that our good customers and the safe drivers recieve the best value protection money can buy.

In fact we are so confident in our model that we don't even want your personal information unless we beat the best price you have from the market. Go and take a look at the other large insurers and see why our offer is the best!

There is a common practice amongst new drivers to insure their new wheels under their parents insurance policy. The short term gains associated with saving money can often far outstrip the ramifications associated with this practice.

1.  If the insurer can demonstrate that the primary driver of the insured vehicle is not your parents, THEY WILL NOT PAY THE CLAIM!
2. Having insurance in your parents name will RESULT IN SEVER IMPACT TO THEIR NO CLAIM BONUS if you have an accident in any vehicle held under thier insurance policy
3. By having you car insured under your parents you will not be on the insurance radar and therefore will need to START FROM AN EXPENSIVE POLICY AS SOON as your parents fling you from the nest.

At Prepaid Cars we try our hardest to give you a unique vehicle protection program that offers BETTER COVER and is BETTER VALUE than those insurers who charge a BOMB for insuring the higher risk categories. Why not COMPARE US?

There is a common thought in the market that if you are in a crash you only have to pay an excess and the rest of the costs incurred from the accident are covered.... Think again!

If you finance your vehicle and owe more than the market value of the car you will be left to pay the difference. This can be protected and is commonly called GAP insurance in the market.

All you need to know if you are insured with Prepaid Cars is that we cover the finance payout u pto a maximum of $30,000 or $3,000 above the market value, whichever is the lowest. And its INCLUDED in our simple monthy payment structure. Why not COMPARE US?

It is a fact that young drivers are a higher risk and that 1 in 5 will have a crash! And that this number increase by 3 if they are driving between 12.00pm and 6.00am. That is why most insurers CHARGE A BOMB for their annual premiums.

It is also a known fact that inexperience and lack of real-time driving feedback play a huge part in the likliehood of an accident.

Here is why Prepaid Cars Driver Protection Program differs. We use an in-vehicle technology to track your driving so we can provide pro-active feedback on driving habits and driving times. This will make you a BETTER driver, providing for a SMARTER and SAFER vehicle cover that is not only good value, but provides for more than off the shelf comprehensive policies.